GOLF SCORES FOR HANDICAPPING PLUS ONE @ 03-13-2011

48.7    55    6.3

50       54    (4)

54.3    59    4.7

55.4    56     0.4

54.5    69    14.5

66.7    73      6.3

70       69       1.0           2.1 / 4 = .525*.85 = .45

SCRATCH - HANDICAP = ZERO

44.2    45       0.8

54.4    50      (4.4)

2.9/5 = 0.6*.85 = .51  handicap = one


-4,  -4.4,  0.8,  0.4,   1  = -6.2/5 = -1.2 *.85

HANDICAP = +1